Buying a land and being able to build the house of your dreams, is something we want some. It is difficult, but not impossible.
Despite rising prices for construction materials and labor, due to inflation. Even so, the budget needed to build a house has remained quite stable, given that in this way the margin of the promoters is avoided, which can be translated into an approximate savings of 15% to 20% on the final price of the home.
Another fundamental aspect when building your own house is to know how to calculate, in advance, the cost of everything you want and adjust it to the budget you have. This would be approximately 80% of your budget.
The remaining 20% will be allocated to unforeseen or other expenses such as taxes, management after the work, licenses, etc.
When you decide to build a house, the ideal thing is to already have a land or, if not, buy one. Since the last crisis, prices have remained quite stable, although high in certain locations. Logically, the better location the higher will be the price of the land.
How do I know that a land is suitable for building?
To know if the land you have bought can be done works will have to do a topographic study that runs around 250 to 400 euros and a geotechnical study that can come out at about 650 to 800 euros, towards the foundation of the house.
Once these studies have been carried out, it is necessary to hire an architect as he will be in charge of checking whether the plot meets the requirements to build on it. This subsequently will be able to be in charge of drafting the basic building project with which they can apply for the license of works. While waiting for approval, the ideal thing is to go asking for a budget to several companies so that you can get an idea of what this project would bring.
What taxes should the car promoter face?
Something you never get rid of is the taxes that in this case tend to be in a 20% that is attached to the final price of the property. And, although this study refers to the promotion of housing by promoters, the truth is that those who decide to build their own house are not exempt from the tax burden.
On the other hand, there are expenses derived from the writing of the sale of the solar (notary and registrar fees, taxes on patrimonial transmissions, the tax on legal acts, etc.).
Another important thing that should not be forgotten is the hiring of supplies such as water, electricity, gas and telecommunications. The price depends on the type of company you use.
Pros and cons of building your own home
The one who launches to build his own house must be aware of all the risks it entails since the customer instead of protecting the law, as the promoters in case of unforeseen or delayed is one who assumes all the risk of the unexpected that may arise.
In case you do not want to assume these risks, you can always resort to buying new work that has the possibility to customize hundreds of aspects of it or buy a house to restore.
Even so, if you are willing to take risks, counting on a good architect, you can come to live in a work of art.
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